While you hire a automotive all through your travels, you generally aren’t serious about what occurs in the event you crash your automotive. this is, till the agent on the condo automotive table paints that worst-case state of affairs all through their collision harm waiver pitch.

Must you pay additional to hide your automotive in terms of an twist of fate? Now not in the event you grasp the Capital One Project X Rewards Credit score Card.

If you’re fascinated about a fender bender, you’ll be able to depend on your bank card protection to pay for harm for your condo automotive with out creating a declare towards your non-public auto insurance coverage.

Even supposing it’s a really perfect thought to make use of your Capital One Project X Rewards Credit score Card to ebook your condo vehicles, the car condo collision harm waiver receive advantages at the card doesn’t duvet the whole lot or each and every shuttle.

Right here’s what you want to find out about what the coverage covers and the right way to report a declare.

How the Capital One Project X Rewards Credit score Card condo automotive insurance coverage works

Each bank card automotive condo insurance coverage calls for you to make use of the cardboard in your condo transaction and decline the automobile condo corporate’s collision harm waiver possibility. The automobile condo protection supplied by way of the Capital One Project X Rewards Credit score Card isn’t any other.

If you wish to have your Capital One Project X Rewards Credit score Card automotive condo insurance coverage to hide your condo automotive, right here’s what you will have to do:

• You will have to use your Capital One Project X Rewards Credit score Card to order and pay for all of your condo automotive transaction.

• You will have to decline the automobile condo corporate’s collision harm waiver provisions.

Merely being a Capital One Project X Rewards Credit score Card member isn’t sufficient — you will have to use the cardboard to hide your condo transaction and decline the collision harm waiver introduced by way of the condo counter.

Remember that some charges come with collision harm waiver insurance coverage. When you ebook the usage of any such charges, you received’t be coated by way of the Capital One Project X Rewards Credit score Card automotive condo insurance coverage on that condo.

An important factor to know about Capital One’s automotive condo insurance coverage is what it covers. It covers best the next forms of losses:

• Injury to a condo automotive led to by way of a collision.

• Lack of a condo automotive because of robbery.

Whilst your card’s insurance policy will reimburse you for harm for your condo automotive, an twist of fate too can motive harm to some other motive force’s car or lead to physically harm.

When you injure any individual (together with your self) in an twist of fate or in the event you harm any individual else’s car, the Capital One Project X Rewards Credit score Card automotive condo insurance coverage received’t duvet those losses. Listed here are some pieces which can be now not coated by way of Capital One’s condo automotive insurance coverage.

• Loss or robbery of private property.

• Physically accidents of any sort to any individual.

• Injury to anything else instead of the condo car.

• Put on and tear or mechanical breakdowns.

Possibly, you’ll need trip insurance coverage or non-public auto insurance coverage to defend your self from legal responsibility, if you are fascinated about an twist of fate that damages any individual else’s automotive or reasons an harm.

In spite of everything, Capital One automotive condo insurance coverage covers condo sessions of best 15 or fewer consecutive days inside of your nation of place of abode. Leases out of doors your nation of place of abode are coated as much as 31 consecutive days.

Capital One automotive condo insurance coverage is supposed to hide leases of non-luxury passenger automobiles. The coverage pays just for the true money price of vehicles with a producer’s prompt retail value (MSRP) of as much as $75,000 when new, so extraordinarily pricey luxurious vehicles received’t be coated.

When you’re renting a Toyota Corolla, you’re going to be coated. If you wish to power an Aston Martin, you’ll wish to to find different insurance coverage. Listed here are one of the forms of cars which can be excluded:

• Pricey cars with an MSRP of over $75,000 when new.

• Vintage automobiles which can be over two decades outdated or have now not been manufactured for 10 years.

• Trucks, instead of the ones designed for small-group transportation and seat as much as 9 folks.

• Vans and automobiles with an open shipment mattress.

• Two-wheeled automobiles like mopeds, bikes and motorbikes.

Maximum automotive condo insurance coverage insurance policies supplied by way of bank cards exclude positive nations from protection. Your

Capital One Project X Rewards Credit score Card automotive condo insurance coverage does now not duvet leases in Israel, Jamaica, the Republic of Eire or Northern Eire.

Capital One supplies condo automotive harm and robbery protection best to you, the individual whose identify is embossed in your eligibleCapital One Project X Rewards Credit score Card. You will have to reserve, pick out up and pay for the condo automotive and be indexed as the main motive force.

Further drivers at the condo automotive are coated by way of your Capital One automotive condo insurance coverage, however you (the cardholder) will have to be the main renter of the automobile.

In case you have an twist of fate or your condo automotive is stolen, it is important to name the automobile condo receive advantages administrator to document the incident once imaginable, without reference to your legal responsibility.

Throughout the U.S., name 800-825-4062. When you’re touring out of doors the U.S., you’ll be able to make a gather name to 804-965-8071. You’ll be able to additionally begin your declare on-line at https://www.eclaimsline.com/.

To organize to post your declare, you’ll wish to gather documentation that will likely be had to procedure your declare. Right here’s what you must gather and be ready to post to the ease administrator.

• The twist of fate document shape supplied by way of the condo corporate.

• A replica of the back and front of the preliminary and ultimate condo agreements.

• A replica of restore estimates and an itemized restore invoice.

• A minimum of two images of the car.

• A police document, if one can also be received.

• A replica of any call for letter you obtain from the automobile condo company.

You’ll additionally wish to fill out a declare shape and post the above documentation, plus a replica of your bank card billing observation together with the condo price. The ease administrator may additionally request further documentation to validate your declare.

Your declare will generally be processed inside of 15 days after the ease administrator has gained all asked documentation.

Capital One Project X condo automotive insurance coverage recapped

The Capital One Project X Rewards Credit score Card provides automotive condo insurance coverage that covers harm to or robbery of your condo car whilst you decline the automobile condo corporate’s collision harm waiver insurance coverage and price all the condo transaction for your bank card.

The protection does now not come with legal responsibility protection of any sort or duvet journeys longer than 15 days on your nation of place of abode or 31 days out of the country. Make sure to take a look at your card’s Information to Advantages for protection main points.