A information to the Capital One Way of life Assortment: The whole thing you want to grasp

Capital One introduced its first luxurious lodge program — the Premier Assortment — in January, becoming a member of the ranks of well-established lodge systems through American Categorical, Chase and Citi.

Now, some other new lodge program from Capital One Shuttle has long past reside: the Way of life Assortment. This new assortment is open to a broader vary of cardholders than the Premier Assortment, permitting extra folks to ebook boutique resorts the use of their Capital One miles and revel in advantages usually reserved for the ones with lodge standing.

However must this program exchange the way in which you select a lodge? Here is what you want to grasp.

What’s the Capital One Way of life Assortment?

The Way of life Assortment is “a curated number of resorts hand-picked through Capital One’s group of professionals,” in step with Capital One. It comprises boutique houses in well-liked places, incorporating trendy design and highlighting native artwork and tradition. Those houses additionally function high quality eating and get admission to to distinctive leisure.


The Way of life Assortment comprises some recognized manufacturers corresponding to Virgin Motels, The Usual, Design Motels and The Line, in addition to smaller boutique resorts like The Ludlow in New York Town and The Lyle in Washington, D.C. On the other hand, many houses from primary lodge manufacturers like Hilton, Hyatt, Marriott and IHG are lacking from the gathering.

Similar: Absolute best Capital One bank cards

Which bank cards come with Way of life Assortment get admission to?

The Way of life Assortment is to be had to the next cardholders:

The guidelines for the Capital One Challenge X Industry Card has been gathered independently through The Issues Man. The cardboard main points in this web page have no longer been reviewed or equipped through the cardboard issuer.

Day by day E-newsletter

Rewarding studying in lower than 5 mins

Sign up for over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s professionals


Whilst the Way of life Assortment comes with a much less spectacular listing of advantages than the Premier Assortment, it gives lodge program get admission to to a couple cardholders who won’t be capable of justify doling out the upper annual price for the Challenge X or Challenge X Industry.

Similar: Is the Capital One Challenge X well worth the $395 annual price?

What are the advantages of the Way of life Assortment?

While you ebook a Way of life Assortment lodge thru Capital One Shuttle, you’ll be able to earn bonus miles in your acquire. Challenge X and Challenge X Industry cardholders earn 10 miles consistent with buck spent, whilst Challenge and Spark Miles cardholders earn 5 issues consistent with buck spent.

Along with incomes bonus miles, you’ll be able to get those perks with the Way of life Assortment:

  • A $50 enjoy credit score to make use of towards rooftop beverages, signature lodge eating places, room provider or different actions
  • Complimentary Wi-Fi
  • Room upgrades, when to be had
  • Early check-in and past due checkout, when to be had

Plus, there’s no minimal keep requirement to ebook a Way of life Assortment lodge, a notable distinction from Amex’s The Lodge Assortment, which calls for staying a minimum of two nights.


Unfastened Wi-Fi and a (non-guaranteed) likelihood for early check-in almost certainly may not sway your choice when deciding on a lodge on your subsequent go back and forth. Nonetheless, the $50 enjoy credit score and skill to earn bonus miles on a boutique lodge keep may make reserving by way of the Way of life Assortment a more sensible choice than reserving your keep immediately in the course of the lodge web page.

Similar: A comparability of luxurious lodge systems from bank card issuers: Amex, Capital One, Chase and Citi

How you can ebook Way of life Assortment lodge remains

To ebook a lodge with the Way of life Assortment, you should ebook thru Capital One Shuttle.

As soon as logged in, you’ll both click on at the “Top rate Remains” tab at the best proper, or “Motels” to peer each Way of life Assortment and non-Way of life Assortment lodging choices.


Seek for your meant vacation spot as you generally would.


For those who’ve selected the “Motels” tab, you’ll clear out for resorts which are a part of the Way of life Assortment.


Scroll in the course of the listing to peer highlights of the resorts, corresponding to to be had facilities and pricing. Clicking on a lodge supplies information about its choices and placement.


When creating a paid reservation with those playing cards, you’ll earn 5-10 Capital One miles consistent with buck. TPG values those miles at 1.85 cents apiece, which means you might earn a wholesome 9.25%-18.5% go back on spending.


In the end, you may have the approach to pay money or redeem your miles at 1 cent apiece to pay. (We propose paying in money as you’ll recover price on your Capital One miles on different redemptions.)

Can I pay for the Way of life Assortment with my Capital One miles?

Sure. Because the Way of life Assortment is in the course of the Capital One portal, you’ll redeem your miles at a price of one cent consistent with mile.


This can be a decrease redemption price than TPG’s valuation of one.85 cents that it is advisable get through shifting your miles to switch companions, however it is a just right possibility when you’ve got a large number of miles or if it is a higher are compatible on your plans than different choices.

Similar: Guidelines and tips to get most price out of your Capital One miles

Is the Way of life Assortment price it?

Because the to be had resorts are not unique to the Way of life Assortment, it would be best to do a little analysis and evaluate costs ahead of reserving. You may be able to discover a higher worth immediately in the course of the lodge’s website online or by way of some other third-party reserving company like Motels.com.

Moreover, your lodge standing is probably not identified, so it is advisable sacrifice any further incomes doable and perks related along with your standing.


Nonetheless, Challenge X and Challenge X Industry cardholders can observe their $300 credit score to a belongings within the Way of life Assortment, so combining this credit score and the Way of life Assortment perks may make this a more sensible choice than reserving anyplace else.

Base line

The Capital One Way of life Assortment is obtainable to a much wider vary of cardholders than its Premier Assortment however gives fewer perks. It may be a great way to revel in some lodge advantages if you do not want to pay the next annual price for a top rate bank card and shouldn’t have lodge standing.

Similar: 9 issues to believe when opting for to ebook by way of a portal vs. reserving immediately

Further reporting through Ryan Wilcox.

0 0 votes
Article Rating
Notify of
Inline Feedbacks
View all comments
Back To Top
Would love your thoughts, please comment.x